While @taskmaster4450's article is as always deeply insightful and inspirational, your story of losing out 10 months is a stark reminder of what one might miss out if one doesn't get onboarded to Steem as an active member now. The sooner you are in, the bigger you are done the line.
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That is a huge statement and one I agree with. Time is awastin' as they say.
I believe everyone will enter the crypto world, sooner or later. The ones who ignore it now will wish they didnt. It will be one of those situations where they could have started accumulating tokens via by engaging in their utility only to find they have to start at a later date.
SP is only going to get harder to acquire. The ones who are in now will stand to gain a great deal not only from the appreciation of the token but the fact that SP can still be acquired in decent numbers.
Imagine how hard it will be when payouts are .1 SP per post...it will take a while to build up to 1000SP.
Those who are there will be whales in the eyes of the newer people.