I love the point that this isn't a bubble, and that it's a huge technological shift instead. Blockchain tech is only the beginning of it. I actually think SMT's will be a huge turning point if they do eventually come out as described in the white paper.
I also agree about Steem. I've paid a couple of people from my Steem wallet in SBD and they get it in seconds. It's the ultimate no hassle wallet. I've had so many problems with other wallets (having to download the whole blockchain etc.) whereas Steemit wallet just works.