Since the current average annualized rate of interest is 354% for this month and dropping every month to 90% by April 2017, it really pays in terms of compounding to get as much STEEM POWER as fast as you can for the next several months, then one could relax and take it more slowly.
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if you have a chance to earn as much steem is to buy early like now for example. And also buy on the dips in price to have a chance to earn real steem power. The money will become secondary compared to how you can influence this platform if it becomes as big as Reddit. For sure this platform already has a built in audience from the crypto world.