You are completely right. I look at this as more of a tool for users who need to build Steem Power and don't want to invest a bunch of cash. That is going to be my focus while Steem is cheap, I want to build up my Steem power over the next couple months.
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That slow trickle certainly adds up, though. I'm finally to the 100% daily login bonus, which helps a ton with my payouts. I could be claiming more often than I actually am, but whatevs. I have a life outside of crypto...