100% SP makes sense sometimes. It doesn't when the exchange rate for SBD is high. You can put way more SP back in if you know when to power up 100% and when to go 50/50. Have you seen the payout rate lately? It's been close to 80% sbd and 20% steem. So how much steem power do you get right now at 100% ?
Better to hodl sbd, then change it to SP when there is a good exchange. You'll build faster that way.
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See what I mean? I have a $10.00 post hypothetically. I set it at 100% payout. I get 75% of the payout. That's $7.50 or roughly 1.8 steem right now.
Say I do 50/50. I still get 75% payout. Now I get 3.75 sbd (which is supposed to be worth a dollar) and less than 1 steem power. I trade the 3.75 sbd on the exchange and get 5 steem or so. Then I power up that steem. See what I mean?