IMHO, that's a smart decision you've made. i don't even want to know about all those people who have already spent more than they could afford.
Well, you've posted a valid entry. Who it might be your lucky day later :0)
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I did spend €250 on crypto. But as that was around January 2018, that has basically dropped in value with around 50%. Back then I didn't know about Steem, so I gambled on other crypto coins.
Even if I would have known about Steem I would have only spend €50 on it. To spread my crypto risk a bit I bought different coins. And €50 would have only given me around 25 Steem back then. So that wouldn't help much.