Yea, I know academia doesn't have much money in it, I am a lab tutor at University of Wollongong and currently looking into PhDs, I know first hand their is not much money in this line of work, I have friends who graduated with me and are less educated than me working in some MNC company making 3-5 times as much as I am in a month. So their not much money in gaining a Doctorate, unless and until you have royalities coming from a very valuable research. Even the professors that I am working with are not making much.
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You got it.