W Thomas, I'm glad I don't have to worry about that because the company supplies me with the Tech Tools, cell tablet etc that I need but the closer I get to retirement which is soon, I'm paying more attention for when I go on my own and take those training wheels off as they say.
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Yes! I understand what you mean, you take these things for granted when you no longer have them at your disposal or have to pay out of pocket. You should check out Sia, that's a name to be on the lookout for, they offer decentralized cloud storage at the fraction of the cost.