I'd think of it as a hot potato.
Yes, folks can band together for mutual benefit, doing so has a long history.
I simply think that encouraging it may be less optimal than just allowing affinities to organically work their magic.
I am a tradeqwik customer because I think it will make great strides in freeing the population from common shared traits that have worked out poorly when applied to the management of large groups of people.
FUD works, banding together works, but each harm more than they help, imo.