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Yep, but first I have to start from scratch and make some more HBD to save!

You have the HP to get passive pennies. You make posts to bring in the HBD.
HBD is 20%. You spend 10% you keep going up.

HBD to savings. Play the long game.

But do your own things., Just ramming my opinion.

Oh I fully understand how it works. Not my first time LOL - just this time, will be my best time yet! :) Thank you for your support!