I understand how you feel as i am passing through the same thing. You can't turn your back on family. What i do now is to remove my savings and keep where i can't touch, so i only give out what i can spare.. I think you should try same.
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@nmalove, you are absolutely right... This has worked for me, even in making me more discipline towards my own spending. @ogoowinner, I think this is something you need to adopt.
You need to understand that, if you weren't there, your relatives would survive, and would pay up their bills. Imagine you were in desperate in need of money too and you have spent all that you have. Would they be there to run heather-sketcher for you also ?
My dear, please, let go of the feelings, it won't pay your bills also. You have worked for your money. They should also try working for theirs too. If they don't listen, Winner, you have TRIED.
You mean fixed deposite account?
Yes
@nmalove, you can turn your back on someone who doesn't really need help. Because there are cases you can't help. You can't save everybody; only those who want saving.