In my modest onpinion, luck is something that we work to be blessed with. As I use to say, "Luck is sought".
But the concept of luck depends from person to person, it is usually associated with something good that happened, usually related to money. One type of luck that I really believe, is beginner's luck. I think that happens way to often (with me), but I also think it has something to do with the commitment that we put on the first time(s) of everything we do in life.
Would you say beginners luck is because of "not fully understand" the "game" in this case?
As I have seen people that don't even give their best and still win.
Ye I feel that's definitely some of the cases...