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Indeed! Wish I could take credit for it... but the credit (for making it famous anyway) needs to go to Gary Player (famous South African golfer from the 60s/70s), although he himself credited someone else for originally sharing a version of it with him.

Anyway... the point is: When "lady luck" smiles at you... by all means, embrace it (finding a buck in the streets or whatever)... but otherwise "there is no such thing as luck" (to actually answer your original question) :-)

Most people that "appear to be lucky" have worked damn hard to get there... Go out and create your own luck dammit!. ;-)

Surely there is something called beginner's luck..without practice..
But then again, he who works hard gets lucky