The more you own, the more you can rent. Maybe own a farmhouse, rent a flat in the city of your choice and rent out a flat in the city next to you. But I'm not sure how cool farmhouses are in Finnland, might be a lot of work due to your strong winters.
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This is also what I do for my needed rentals - my ownership offsets it and covers the cost.
Very cool - they are everywhere and in demand - though not many want to work on the farm :)
Haha yeah, that makes sense!