It depends on the reason why one doesn't have any savings, obviously if they've sold for Hive and staked, that's great, and will be reflected in the earnings Vs stake figure.
As to witnesses, there are so many around it can be quite difficult to choose. Some don't include a bio to "sell" themselves and that makes it difficult to get support if people don't know what and how you contribute to the chain
Noted that. Thanks for explaining further 👍