I don't disagree about the first paragraph , but I wanted to focus on the second! I think many share your feeling. I totally understand the despair of someone in need! but we need to separate business from helping....DHF fund is money for business. Many problems on it? yes, but what you said I just answered the same in another comment hehe . The best way for this things is by community voluntary actions. Maybe some one can open an account and manage this account to receive donations, and when someone wants to apply, and the donations come from voluntary donations, not derived from DHF funds. There isn't a need for a DHF proposal for that! Just a trustable person or group of people managing an account probably there are already some of these accounts around, we just don't know about them.
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Adding more layers and sophistication to charity just leads to more administrative costs, it increases the potential for fraud, there will be bias and there will be guaranteed waste because of complexity. If Hive moves in this general direction, I am out. It probably scare many investors in general as they like to separate investing and giving. Charity should be grassroots. If you want to help someone retweet their post or do as you are, go one step further. Write posts about them, spread awareness and as you know there is a mechanism to tithe a percentage of your post to other user accounts.
We don't need someone or some frontend acting as an intermediary for charity. As I said, Hive is broke and most of the users with a significant amount of hive as suffering from years of low prices. That being said, if you want to educate people on how to give or share a percentage of their post to others go for it.
Maybe i wasnt a bit clear i wasnt suggesting using any hive’s fund for that! It could be something like you said in the end! We are in the same page !