Sorry, but what do you mean for 60% fee premium? http://Changelly.com doesn't take any additional fees for card processing. Just enter the amount in USD you want spend for STEEM and follow the buying process. I hope it will be pretty clear for you. You can pay for STEEM with Canadian debit/credit card. CAD will be converted automatically to USD by your bank. In case of any troubles feel free to ask for help.
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