Hello Everyone,
Welcome to Saturday Savers Club with Susie-Saver!
A little late with the Savers post this week - too many visitors, eating and chatting! With just two weeks to go until this year's challenge ends, let's see what's been going on ...
Saturday Savers Stories - LBI and SPI giveaway
Thank you to everyone who left stories, wrote posts or is promoting the Saturday Savers Club.
LBIs go to @justclickindiva and @bearmol; and SPIs to @justclickindiva, @bashadow and @ericburgoyne. Check your wallets everyone!
Autumn Challenge - Week 18 - Save $100!
| Week No | Amount | Cumulative | Week No | Amount | Cumulative |
|---|---|---|---|---|---|
| 1 | 1.05 ❤️ | 1.05 | 11 | 5.67 ❤️ | 35.70 |
| 2 | 1.26 ❤️ | 2.31 | 12 | 6.16 ❤️ | 41.86 |
| 3 | 1.75 ❤️ | 4.06 | 13 | 6.65 ❤️ | 48.51 |
| 4 | 2.24 ❤️ | 6.30 | 14 | 7.14 ❤️ | 55.65 |
| 5 | 2.73 ❤️ | 9.03 | 15 | 7.63 ❤️ | 63.28 |
| 6 | 3.22 ❤️ | 12.25 | 16 | 8.12 ❤️ | 71.40 |
| 7 | 3.71 ❤️ | 15.96 | 17 | 8.61 ❤️ | 80.01 |
| 8 | 4.20 ❤️ | 20.16 | 18 | 9.10 ❤️ | 89.11 |
| 9 | 4.69 ❤️ | 24.85 | 19 | 9.59 | 98.70 |
| 10 | 5.18 ❤️ | 30.03 | 20 | 10.08 | 108.78 |
If you check over on @susie-saver's wallet, this week's 9.10p bought 5.76 HIVE which has been added to the savings wallet powered up by mistake! If I remember I'll adjust next week's savings so we end up with the right amount.
Now then - this week's winners!
Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @ericburgoyne @bearmol @justclickindiva @jfang003, @tokutaro22, @mba2020, @failingforward, @yeckingo1 and @riandeuk.
Okay, everyone who commented last week went into the WheelofNames and we have two winners - lucky first timers: @mba2020 and @yeckingo1 - check your wallets winners - yay!
Thank you for taking part in Saturday Savers Club, everyone!
What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.
More about EDS tokens
EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.
Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening. Last week the pay out was equivalent to 23%.
Back to business ...
We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?
Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.
Let's Get Started
Image by Andy M. from Pixabay Hey Chicken, nearly time for pot pie! 😁
We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.
Penny a Day Tracker Sheet
Right click on the image, save it to your computer and then print it out.
Okay, let's check in ...
1. Check Progress
Each week, we're going to check in through this post and see where we are up to. Our target for today, 11 December, was 24.94p. Next week, we'll be saving 25.43p and by Saturday we'll have saved 628.03 (that's 62,803p just compounding a penny a day)! 😁.
Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.
Here's this week's results - 24.94p buys 15.78 Hive.
1160 Hive powered up in 50 weeks and the remainder invested in EDS and EDSM! Plus we're earning 3.22% inflation on powered up Hive, 20% on EDSM, 23% on EDS tokens and a little on curating and posting!
How much Hive Power will @susie-saver have on 31 December 2021 - SPI Giveaway
We've 20 more days to go ... how much Hive Power will @susie-saver have by the end of the challenge. Let us know your prediction on the comments below for a chance to win SPI tokens.
How much did you save this week? Did you meet your target? Or did you save even more?
Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.
Sign up here with us to start your savings journey:
- just leave a comment below if you want to join the challenge.
- follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
- share this post if you think your followers might be interested.
2. The Golden Pig Tip
Image by 3D Animation Production Company from Pixabay
Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.
This Week's Golden Pig Tip
For the end of the year, we will continue to promote the EDS income token fund. Here's how you can help:
- Vote for @eddie-earner posts - all Hive, HBD and H-E token rewards on posts are powered up to grow the EDS fund and increase the Hive income that is given out every week - it's the magic of compounding combined with a virtuous circle combined with time! Never miss a post by setting up an autovote with Hive.Vote.
- Carry a little notice about Saturday Savers Club and EDS in your signature at the bottom of every post (See below for sample text and check the bottom of @shanibeer's posts for an example).
- Write your own post now and then about the Saturday Savers Club and EDS and why you are involved or talk about it in your monthly Hive Power Up Day post.
SAMPLE NOTICE TEXT
< sup > I save with the Saturday Savers Club on the @eddie-earner account. Enjoy savings tips and the chance to win EDS income tokens. EDS tokens provide guaranteed 12% Hive income every Monday (income currently 23%). EDS tokens and EDS Miners are available through Hive-Engine. < /sup >
Remove gaps in the formatting for the notice to look like this:
I save with the Saturday Savers Club on the @eddie-earner account. Enjoy savings tips and the chance to win EDS income tokens every week. EDS tokens provide guaranteed 12% Hive income every Monday. EDS and EDS Miners are available through Hive-Engine.
Thank you to Saturday Savers Club members who are already doing this - fabulous!
And today is always a good day to start saving!
That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday.
Today's post by @shanibeer writing as @susie-saver.
EDS, @eddie-earner's income token, and EDSMs are part of the SPInvest family including SPI (@spinvest), LBI (@lbi-token), CUBLIFE (@lbi-token) and the @spinvest-leo account. SPInvest Family Motto: Get Rich Slowly.
Posted Using LeoFinance Beta
Congrats to the winners! :)
So I managed to make it to month four of my savings challenge, but I am unsure if I'm going to have to cash out for cat food and rent this month. So what I am doing this week is taking a break (I just cashed out my liquid earnings rather than adding to savings), but I have not yet powered down said savings. I'm hoping that what I just cashed out will tide me over with cat food for a little longer and something will come up before I have to touch the savings account that allows me to continue. So this week it's on pause, which is better than powering down yet.
Pausing for a while is a great way to manage the challenge of cash flow (or lack of it) 😍. I've done the same, too, when no money has been coming in. I really fight not to break into any savings, but if I do have to, it's the smallest amount I can get away with - down to the penny! 😂 You're doing so well, it's great to see. I am really looking forward to the unboxing of the keyboard (can't believe I thought it was a computer keyboard, how daft am I)?
Any predictions for @susie-saver's final HP total for 31 December?
Hmm, I guess 1183 HP! :)
Hello @phoenixwren. Good to see you. Congratulations on making it to 4 months of savings challenge. You know taking a break or going in a different direction is sometimes needed. I stopped saving my Hive and switched to HBD. I also decided to power down a few thousands to utilize for off platform farm investing. It's paying off for me, so I think it's a wise decision.
In the Autumn Savings Challenge, I was thinking if the amount got too large for me any given week, then I'd just reduce the amount to even .5 or 1 HBD to save. It doesn't matter to me how much, but just save as much as I can.
Good luck over the holidays. Take care.
!LUV
@shanibeer(5/5) gave you
Hello @susie-saver @shanibeer Thanks for the LBI.
Greetings Fellow Savers and congratulations to the other token beneficiaries.
I'm now at 843HP or 84% of my goal.On my way towards 1000HP by the end on this year.
You can support me by voting on this week's Report
https://peakd.com/hive-167922/@bearmol/saturday-savers-club-progress-report-12-or-842hp-waiv-93k-jahm-spi-eds
Also check out this awesome Cafe we visited on the outskirts of a farm community in Kobe Japan.
https://peakd.com/hive-183952/@bearmol/lunch-at-a-farm-cafe
Have a great week everyone.
Hello there @bearmol, so close to your goal 😍.
Thank you for joining us every week, it's great to have your comments and support! Do you want to take a guess at how much Hive Power @susie-saver will have by the end of the year? 😁
You'll have seen the comment above about the delayed Hive payment for EDS, it should be in your wallet now. It happens sometimes if we miss the deadline for transferring funds. You can always check the state of play in the Spinvest Discord.
Yes @shanibeer I saw the double transfer. I understand. Thank you very much. @susie-saver will end the year with 1300HP
!LUV
@shanibeer(4/5) gave you
Hello. I had a good week as far as savings goes. Here is my weekly Saturday Savers progress report:
https://peakd.com/hive-167922/@justclickindiva/week-50-doesnt-that-sounds-like-an-accomplishment-together-with-week-18-of-the-autumn-savings-club-or-saturday-savers-club
Thanks @shanibeer for the SPI and LBI for my story highlighting Saturday Savers Club. It was a pleasure. I appreciate your support.
Congratulations to @mba2020 and @yeckingo1 for winning in the wheel of names.
My prediction for @susie-saver's account by Dec. 31st is:
1220
Have a good rest of your week everyone.
Hello @justclickindiva, so good to see you. Thank you for your support for all our savers, really makes the world go around 😍.
Hello. Zpologies I missed your reply. You are welcome. Yes, engagement is the key to a successful community or project. I'm happy to be a part of the Saturday Savers Club.
!LUV
Another week of savings goal met, congrats to this weeks winners, I would guess 1206 all depends on the price of hive. Hope all are having a great week.
Hello. Nice to hear you met your savings goals. I'm gearing up for the Cublife for December. Wish me luck.
Take care.
Hope you make your goals in savings this month, I have staked all my club life so now I get Cublife every week and it is adding up Merry Christmas
1,206 Hive Power is a good guess @ericburgoyne 😍.
Good to see you and hope all is well with you!
!LUV
@shanibeer(2/5) gave you
Thank you very much for the prize!
This week I will continue to accumulate starbits to get my Gold Card.
!PIZZA
Hello @yeckingo1, good to see you are still with us and having some savings goals 😍
A new savings challenge starts on 1 January 2022 - will you be joining us? And would you like to join the giveaway challenge - how much Hive Power will @susie-saver have by 31 December 2021?
1192 HP!!
Nice savings goal. What exactly is Starbits? I think I have some in my Wallet but don't know how I got them.
Starbits is the currency of the music game Risingstar.
Hard to believe we are almost to the end of the year. Hive makes it so much fun to earn and save. And you're really making great progress. Another thing I have learned is that it really doesn't take much to get going with saving here.
Hello @lisamgentile1961, welcome to Saturday Savers Club 😍.
You're right, there are lots of different opportunities for saving here.
We'll be starting a new challenge in 2022 - will you be joining us?
There's also the fun challenge of guessing how much Hive Power @susie-saver will have by 31 December 2021 - would you like to have a guess?
Hello and thank you, @shanibeer! That's a possibility for joining you in the new year on that challenge. Have a great day! 😀
!ALIVE
😍
Hey @shanibeer,
Your support for the HiveBuzz proposal this year has been much appreciated but it will end in a few days!
Do you mind renewing your vote for 2022 so the team can keep up with its work? Thank you!
https://peakd.com/me/proposals/199
@shanibeer! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @lisamgentile1961. (8/10)
The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want.
Good Morning and Thank you, @youarealive! Enjoy your day.😀
Made in Canva
Hello @lisagenaille. Nice to see you. You're right. It doesn't take much to get started and continue. Slow and steady is @shanibeer motto for the Club. I have enjoyed every month of participation.
I plan to participate again in 2022. Can't wait to see what's in store for us.
Good Morning and Thank you, @youarealive! Enjoy your day.😀
Made in Canva
!LUV
Thank you, @shanibeer!
!ALIVE
Made in Canva
@shanibeer! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @lisamgentile1961. (9/10)
The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want.
Good Morning and Thank you, @youarealive! Enjoy your day.😀
Made in Canva
I am a big fan of mining tokens. How do the EDS Miners work?
For this challenge, we just start tracking our savings. For instance, I start today, and post my savings here every Saturday?
Hello and welcome @mba2020 😍.
EDS Miners - you buy and stake your EDS Miners and then start receiving EDS tokens at the rate of 20%. EDS is an income token which pays out in Hive each Monday - payments are guaranteed at 12% but are nearer to 23% at present. Both tokens are available on Hive-Engine, LeoDex and TribalDex.
There is also a Leo backed income token - Cublife (CL). Cublife is issued once a month, on the 21st. You can buy them with Leo, Hive or pegged Hive. For liquid CL, you receive income in Leo each Friday (I think, it may be Saturday - I have too many paydays 😁), and for staked CL, you receive income in further CL tokens. You can find out more about CL and the monthly buy by following @lbi-token. Saturday Savers @ericburgoyne and @justclickindiva both save for CL, so they can tell you more about their experiences.
We've run a structured savings plan for the whole of 2021 which is just coming to an end on 31 December - we'll be starting again on 1 January 2022. In this plan, you compound your savings by a penny a day (day 1 = 1p, day 2 = 2p ... all the way to day 365 = 3.65p). The @susie-saver account has been used as the model piggy bank for this, using fiat each week to save the equivalent amount in Hive and power it up. Other savers (@justclickindiva, @jfang003 and @phoenixwren) have used the same plan, but saved HBD as their unit of currency. All have regular posts setting out their savings plans and what they've achieved. Other savers here have their own plans and use some of the tips and techniques and the camaraderie of the weekly posts to support their saving.
One of the most popular things we did was a No-Buy Month in October (we built up to it with a No-Buy week in August) where everyone set their rules for what they were and were not allowed to buy during the month and then reported on how they had done through the week. We had some spectacular saves!
We also have weekly giveaways which are just for fun and help everyone to build their stack. This week everyone is guessing how much Hive Power the @susie-saver account will have on 31 December 2021 - have a look through the comments to see people's guesses and then post one yourself 😍.
Hope that helps. Let me know if you have any other questions.
Awesome thank you so much for taking the time to explain this to me 😀
!LUV
Yay! 🤗
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Hey @mopal, good to see you and thanks for the support 😍
My pleasure Shani 😘👍
Haha, I've just realised who you are! I didn't recognise your alt account 😂.
Hope all is good with you - I was thinking about you yesterday. I was planning a trip to Cambridge, but it doesn't look like it is going to come off until later in the year.
Hi Shani and a Happy New year to you.
Yep just when it looked like we were coming out of the covid nightmare along comes a new variant.
Hope that by summer we can all get together again. 🍻👍
Yep I'm doing a little experiment with this alt account.
I'll do a blog about it when I get enough data.
This week my way to save will be to optimize my rentals in splinterlands to increase my earnings since luck in the daily chests is not with me.
Hello @tokutaro22, in Saturday Savers Club we tend to go for Get Rich Slowly and not rely too much on luck, so your change is strategy is right in line with our philosophy. Will you be joining the new savings challenge starting on 1 January 2022? Also, we have a challenge this week - how much Hive Power will @susie-saver have by the end of the year? Let us have your guess 😍
1208 HP
!LUV
@shanibeer(1/5) gave you
Hello @tokutaro22. Good to hear you're optimizing your rentals in splinterlands. I attempted to rent some of my cards, but it didn't seem to work out for me. Mainly it's because I don't know what I'm doing and don't play the game.
Good luck with your continued rentals.
Very good on your saving goals
Trying to work out some for myself
Have an amazing day and good luck on your future savings
@eddie-earner
Welcome @benthomaswwd, it's a great time to join the Saturday Savers Club 😍.
We'll be starting a new 365 Day Challenge on 1 January 2022 - save with us every week and accumulate 67,000p over the year! We'll show you how 😁.
Meanwhile, do you want to have a guess how much Hive Power @susie-saver will have by the end of the year?
Thanks @shanibeer
Sounds interesting, started saving myself the goal is a £1 a day.
Mainly just trying to push myself a penny a day is good also if the aim is more anyways.
I saved a total of £100 so far this month.
As far as guessing what @susie-saver will have by Saturday 1,500 hp
:)
That's very good savings and thank you for your prediction 😍
Thank you, good luck with your saving have the best day 👍
I think the last payout (6 days ago) had an error. I only got less than 0.1 Hive for more than 300 EDS :)
Hello @lammbock, yes the pay out was delayed last week. You should receive a double payment this week. You can always get an update about delays and errors in the discord channel.
Hello @lammbock, thank you for joining us 😍. Great to see you are saving with the EDS token. Two weeks payment should be safely in your wallet now. Delays occasionally happen if we miss the deadline for transferring funds. You can always check what's happening in the SPinvest Discord.
PS do you want to have a guess how much Hive Power @susie-saver will have by the end of the year?
I guess 1,213.4 HP :)
I was wondering about that too.
!LUV
@shanibeer(3/5) gave you
My guess for susie-saver account is 1210 HP for the end of December.
I am more or less on track with my monthly goals so I think I will make it before the end of the month.
Posted Using LeoFinance Beta
That's a good guess @jfang003, let's see how close it is 😍.
Good to hear you are on track with your monthly goals, great to have your support through the year 😎
Hello. Good to hear you're on track with your savings goals. I made the decision last week to power down some Hive for off platform investing. Good decision so far.
!LUV
PIZZA Holders sent $PIZZA tips in this post's comments:
@yeckingo1(7/8) tipped @eddie-earner (x1)
Learn more at https://hive.pizza.